Back to Join Us

Student Fellowship

Research Paper Topics

Explore 50 topics across 10 subdivisions of financial literacy, economic empowerment, and leadership. Choose one to write your 1000–1500 word research paper.

Personal Finance Fundamentals

  • Budgeting Strategies for Young Adults
  • Building Sustainable Saving Habits
  • The Role of Emergency Funds in Financial Security
  • Financial Goal-Setting for Long-Term Success
  • Understanding Paychecks, Deductions, and Taxes

Investing & Wealth Building

  • Stock Market Basics for Beginners
  • Compound Interest and Long-Term Investing
  • Index Funds vs. Individual Stocks
  • An Introduction to Real Estate Investing
  • Ethical and ESG Investing Explained

Credit & Debt Management

  • Building Credit as a Young Adult
  • Understanding Credit Scores and Reports
  • Navigating Student Loans and Debt Strategy
  • Using Credit Cards Responsibly
  • Recognizing and Avoiding Predatory Lending

Entrepreneurship & Innovation

  • Starting a Youth-Led Business
  • Funding a Startup: Grants, Microloans, and Crowdfunding
  • Women Leading in Entrepreneurship
  • Social Entrepreneurship and Impact-Driven Business
  • Financial Planning for Small Businesses

Gender & Economic Empowerment

  • Examining the Gender Wage Gap
  • Closing the Financial Literacy Gap for Women
  • Women’s Access to Capital Around the World
  • Economic Barriers Facing Girls in Developing Regions
  • Financial Independence as a Form of Empowerment

Global Economic Development

  • Microfinance and Women’s Cooperatives
  • Financial Inclusion in Developing Countries
  • Remittances and Their Economic Impact
  • Case Studies in Economic Empowerment Programs
  • The Informal Economy and Women’s Labor

Career & Workforce Readiness

  • Negotiating Salary as a Young Woman
  • Navigating the Gig Economy
  • Financial Literacy in the Workplace
  • Retirement Planning Basics for Beginners
  • Career Pivots and Lifelong Learning

Technology & FinTech

  • Digital Banking and Mobile Money
  • Cryptocurrency Basics for Beginners
  • FinTech Apps for Budgeting and Investing
  • The Role of AI in Personal Finance
  • Cybersecurity and Protecting Financial Data

Policy & Financial Systems

  • The Case for Financial Literacy Education Policy
  • Taxation and Its Social Impact
  • Banking Regulation Basics
  • Social Safety Nets and Welfare Economics
  • Comparing Global Economic Systems

Psychology & Behavior of Money

  • Understanding Financial Anxiety and Money Mindset
  • Behavioral Economics and Spending Habits
  • Generational Wealth and Family Finance Patterns
  • The Link Between Financial Literacy and Mental Wellbeing
  • Social Media’s Influence on Spending Behavior